We’ve become a market leader in portfolio purchasing and recovery in the United States, working from domestic and international locations across the globe. At MCM, we specialize in servicing accounts that have fallen behind in payments and have been charged off by the lender. When lenders close these accounts, they can sell them to companies like us. At MCM, the way we work and service these accounts differentiates us from our competitors. Since the day we opened our doors in 1953, we’ve worked hard to fundamentally transform the industry through an approach that treats everyone with honesty and fairness. In 2011, we introduced the industry’s first Consumer Bill of Rights, ensuring we always connect with consumers through mutual engagement, understanding, collaboration and respect. Today – with over 4,000 employees around the globe – our commitment is just as strong. Encore Capital Group, our parent company, is a publicly traded NASDAQ Global Select company (ticker symbol: ECPG) and a component stock of the Russell 2000, S&P Small Cap 600 and Wilshire 4500. With Encore’s continued support and the entire family of Encore brands, we’ll continue to innovate, invest in our people and empower their success, and the success of our consumers.