Through our subsidiaries around the globe, we purchase and service portfolios of receivables from major banks, credit unions and utility providers. Then our businesses partner with individuals as they repay their debt obligations, helping them on the road to financial recovery and ultimately improving their economic well-being. We believe that our shared success can only be achieved through mutual engagement, understanding, collaboration, and respect between our company and consumers. That’s why customer service and regulatory compliance are at the heart of everything we do. We lead the industry with consumer-centric practices, an unwavering set of values that guides our actions and ensures that our employees always act with integrity and compassion. Encore Capital Group is a publicly traded NASDAQ Global Select company (ticker symbol: ECPG) and a component stock of the Russell 2000, S&P Small Cap 600 and Wilshire 4500. With an expanding global footprint and thousands of driven, talented and passionate employees, the impact of our work and the difference we can all make is only getting stronger.