Skip to main content

Senior Software Engineer Job Description

Job Category IT & Engineering Job Location San Diego, California

Starting Compensation

Annual Salary: $102,800.00 - $133,500.00 (Amount based on office location, relevant experience, skills, and competencies)

If you are wondering why you should work for us, here is something to help you decide:

  • Pay and Bonuses: Earn a competitive salary. All employees are eligible for uncapped commission or annual bonus incentives.

  • Career Progression: Grow at MCM with paid training and development programs – including our very own MCM Academy – as well as a promote-from-within philosophy.

  • Reward and Recognition: We are committed to honoring great results – ranging from informal accolades to formal company-wide awards and prizes like all-inclusive vacations.

  • Tuition Assistance: Pursue a degree or coursework related to your current role, or the role you are striving for.

  • Healthcare Insurance: Take advantage of comprehensive healthcare plans and options to ensure your continued health, plus fitness membership reimbursements, weight watchers, our wellness rewards Program and more.

  • Volunteering Opportunities: Enjoy up to eight hours of paid time off each year to volunteer. We also offer volunteer grants and matching financial donations, up to US$ 2,500 per employee annually.

  • Retirement Savings: Build a strong financial foundation and reach your goals for the future. With all the effort you invest in us, we’re proud to invest in you.

  • New Family Support: Celebrate your new arrival with company paid leave, new parent flex time, and child back-up care options.

  • Team-building: Enjoy experiences that inspire bonds with your colleagues through a wide range of company-sponsored team-building events, such as holiday celebrations and department outings.

  • Work-Life Balance: Enjoy paid and floating holidays, as well as generous paid-time-off.

Our compensation and benefits programs were created with an 'Employee-First Approach' focused on supporting, developing, and recognizing YOU.  We offer a wide array of wellness and mental health initiatives, support volunteerism, and environmental efforts, encourage employee education through leadership training, skill-building, and tuition reimbursements, and always strive to provide promotion opportunities from within.

About the job

The Senior Software Engineer will take ownership of critical components of Midland Credit Management’s Legal Collections suite of applications, from the core collection (CRM) platform to the predicative dialer to the cloud infrastructure. This individual will work with complex code bases and large scale projects that will transform the collection industry through the use of microservices architecture, AWS and Azure, serverless technologies, fully automated CI/CD pipelines, JavaScript based SPAs, RDBMS and NoSQL technologies, and Machine Learning (ML)/Artificial Intelligence (AI).

This person will work as part of a globally distributed team, under the supervision of an Engineering Manager and with the support from Architects, Tech Leads, and Product Managers to innovate, develop, and support outstanding collection software to help our consumers regain their financial freedom.


  • 5-10 years of professional experience with 5+ years in Java, 3+ years of frameworks (Spring or similar)
  • Familiarity and hands on experience with:
  • Architecture and design principles like OOP and SOLID
  • Webservices
  • Microservices and Event Driven Architecture
  • Developer code quality frameworks and tools such as: SonarQube, Nexus IQ, etc.
  • CI/CD (Maven, Jenkins or something similar)
  • Source control tools (such as Git, SVN), along with their hosting platforms such as Github, VSTS, etc.
  • Cloud native services from AWS (preferred) or Azure. MCM is actively using EC2, EBS, S3, DMS, Lambda, Kinesis, Athena, SQS, SNS, SES, CloudWatch, IAM, Glue…etc in production workloads.
  • Solid grasp and working knowledge of RDBMS (such as SQLServer and Aurora) and NoSQL (such as MongoDB)
  • Experience with Terraform building Infrastructure as code


  • Experience in scripting languages (Python) and rich web UI development (React or Angular)
  • Agile/Scrum methodology and Test-Driven Development


About Us

We are more than a specialty finance company providing debt recovery solutions for consumers. We are a global team of over 4,000 employees whose daily mission is to empower consumers to begin their path towards financial recovery and build a better life for themselves and their families. We know that the only way to support this mission is by hiring exceptional people who bring a diversity of ideas, a collaborative spirit, and a passion for attaining breakthrough results.  If you are results-driven, have a passion for helping others, and thrive in an innovative environment, this might be the right place for you!

Encore Capital Group and all of its subsidiaries are proud to be an equal opportunity employer and value diversity at our company. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application and/or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation at

Featured Jobs, Recently Viewed Jobs, and Saved Jobs

You have not viewed any jobs yet. Explore our careers.

You have not saved any jobs yet. Explore our careers.

Sign up to receive the latest career opportunities

Interested InSearch for a category and select one from the list of suggestions. Search for a location and select one from the list of suggestions. Finally, click “Add” to create your job alert.

Note that all fields are mandatory. Please set your category and location selections prior to submitting. By submitting your information, you acknowledge that you have read our privacy policy and consent to receive email communication from MCM.