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Risk/Valuation Analyst

San Diego, California | Analytics

Looking to start your analytics career?

Kick start your career in a role which allows you to bring your unique view and expertise to every interaction. Your passion for analytics, combined with your innovative ideas and strong technical skills will make an impact on strategy and business initiatives for the entire company while supporting our mission of creating pathways of economic freedom.

What our employees say

We invest heavily in recruiting, developing and training our entry-level new hires, and we are committed to promoting from within. In my nine years at the company, I've seen multiple entry-level Analysts moving on to become Senior Analysts, Managers, and Senior Managers. Each of these Analysts have cultivated their skills in analytical thinking, presenting, influencing and leading others. We challenge our Analysts to become strategic thinkers and internal consultants that are trusted to identify and drive high-value projects. Our Analysts are highly sought after for other leadership roles in the company

David, Director Business Analytics

Career Path

We encourage career advancement with paid training and development programs for a promote-from-within philosophy. Below is a sample career path, but please note career trajectory is endless. We have many more opportunities people can pursue across the organization.

  • Senior Manager Manager
  • Manager Senior Analyst
  • Senior Analyst Analyst
  • Analyst ends this path
  • Entry Level
  • Full-Time
  • No Travel
  • Full Benefits

Success Profile

What makes a successful Analyst?

Success Profile

What makes a successful Analyst?

  • Analytical
  • Logical
  • Persuasive
  • Problem-solver
  • Results-driven
  • Strategic

Success Profile

This is the best place to work!
One employee offering a helping hand to another in a call center setting.

Our Culture

Our Analytics team flourishes because of our inclusive and collaborative culture. Our team has direct access to make recommendations to leadership and executives (Director, VP, CEO) that impacts the bottom line. We believe in promoting from within for senior and management roles, and hiring our analysts at entry-level in hopes they can build a lasting career with us.

Learn More about our culture.

Perks & Benefits

  • Healthcare

    Take advantage of comprehensive healthcare plans and options to ensure your continued health, plus fitness membership reimbursements, wellness rewards programs and more.

  • Work-Life Balance

    Enjoy paid and floating holidays, as well as generous time off. Are you a new parent? Celebrate your new arrival with company paid leave, new parent flex time, and child back-up care options.

  • 401(k) Match

    Build a strong financial foundation and reach your goals for the future. With all the effort you invest in us, we’re proud to invest in you.

  • Volunteerism Support

    Enjoy up to eight hours of paid time off each year to volunteer. We also offer volunteer grants and matching financial donations, up to $2,500 per employee annually.

  • Career path & development

    Grow at MCM with comprehensive paid training and development programs – including our very own MCM Academy – as well as a promote-from-within philosophy.

  • Awards & Recognition

    Enjoy the spotlight with a commitment to honoring great results – ranging from informal accolades to formal company-wide awards and prizes like all-inclusive vacations.

See all of our benefits

Job Details

About Us

We are more than a specialty finance company providing debt recovery solutions for consumers. We are a global team of over 4,000 employees whose daily mission is to empower consumers to begin their path towards financial recovery and build a better life for themselves and their families. We know that the only way to support this mission is by hiring exceptional people who bring a diversity of ideas, a collaborative spirit, and a passion for attaining breakthrough results.  If you are results-driven, have a passion for helping others, and thrive in an innovative environment, this might be the right place for you!

The Risk/Valuation Analyst role within the MCM Portfolio Valuation team supports the creation, monitoring and documentation of all portfolios purchased by MCM. Reporting to the Senior Manager, Valuation & Risk, the analyst will be responsible for the valuation team's monthly processes and the maintenance of the repository of documentation. In addition, this position will support the due diligence valuation process and use tools like SAS & SQL to conduct ad-hoc analysis on the performance of purchased portfolios. The analyst must be able to demonstrate sound problem-solving skills and judgment, possess exceptional integrity, and build strong partnerships with both technical and non-technical colleagues.

About the Role:

  • Execute re-occurring valuation processes, including management of valuation databases and performance reporting
  • Maintain valuation documentation repository to comply with internal and external audit requirements
  • Support the due diligence portfolio valuation process
  • Conduct analysis related to performance of purchased portfolios and surface recommendations to the valuation and broader Decision Science teams


Required:

  • Bachelor’s in economics/finance or other quantitative field
  • 1 - 2 years of experience in an analytical/quantitative role
  • Proficiency with MS office (especially Excel and PowerPoint); understanding of net present value (NPV) calculations and the logic of IRR


Preferred:

  • Experience with the logic of credit scoring and the development of marginal economic analysis; Knowledge of SQL, Base SAS and SAS / STAT, R, or Python

*LI-MCM

What We Offer

We understand the important balance between work and life, fun and professionalism, and corporation verse community. We strive to support your career aspirations and provide the benefits you need to live a more fulfilling life.

Our compensation and benefits programs were created with an 'Employee-First Approach' focused on supporting, developing, and recognizing YOU.  We offer a wide array of wellness and mental health initiatives, support volunteerism, and environmental efforts, encourage employee education through leadership training, skill-building, and tuition reimbursements, and always strive to provide promotion opportunities from within.

All these things are just a small way to show our employees that we recognize their value, we understand what is important to them, and we reward their contributions.

Encore Capital Group and all of its subsidiaries are proud to be an equal opportunity employer and value diversity at our company. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application and/or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation at Talent@mcmcg.com.

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